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Terms:

To take advantage of this offer, you must use the Offer Code provided to open your qualifying new Bank of America personal checking account by 2/28/10. Bank of America may terminate the offer before this date. This offer is available only to new customers who open a new qualifying personal checking account. The new customer will receive the incentive upon verification of qualification in the incentive programs. We will deposit the $100 incentive directly into your new checking account within 90 days of its opening; if unable to do so, a check will be issued. The new customer is not eligible for this offer if they were a signer on a Bank of America checking account that was closed within the last three months. All accounts are subject to our normal approval process. Limit one offer per household. Offer does not apply to Bank of America associates, current checking customers or student checking accounts. To the extent required by law, Bank of America will report the value of the offer to the IRS. Any applicable taxes are the responsibility of the account holder. Reproduction, purchase, sale, transfer or trade of this offer is prohibited. For Tiered Interest personal checking accounts, the APY is as follows:For Tiered Interest personal checking accounts, the APY is as follows: Less than $10,000, 0.05 %; $10,000 - $99,999, 0.25%; $100,000 and over, 0.40%. APYs are accurate as of 12/24/2009.The APY may change after the account is opened. Fees may reduce earnings. Keep the Change® patent pending.