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Terms:

1) New personal checking account must be opened between 7/11/2010 and 7/24/2010. To qualify for a $100 reward, a PNC Bank Visa® Check Card must be issued to you, a qualifying direct deposit must be received, and at least 10 purchases made with your Check Card must post to your checking account within 60 days of account opening. To qualify for an additional $25 reward, the first conditions must be met and a minimum of 5 payments must be completed via PNC Online Bill Pay, also within 60 days of account opening. Your checking account must remain open in order for you to receive the $100 or $125 reward, which will be credited to the eligible account within 60 days after all conditions have been met and will be identified as "Promo Reward Cash Trans" on your monthly statement. A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited into a Free, Performance or Performance Select Checking Account, or the Spend Account for Virtual Wallet. The minimum amount of any single Direct Deposit must be at least $400. The Direct Deposit must be made by an employer or an outside agency. Transfers from one account to another, or deposits made at a branch or ATM, do not qualify as Direct Deposits. New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account. Limit one premium per new account. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. For this offer signing authority will be defined by the customer name(s) and social security number(s) registered on the account. PNC Bank customers with an existing consumer checking account are not eligible for this offer. Offer only available to residents of DC, DE, FL, IL, IN, KY, MD, MI, MO, NJ, OH, PA, VA and WI. Offer may be extended, modified or discontinued at any time and may vary by market.

2) There may be a fee for certain optional services available through PNC Online Banking.

3) Performance and Performance Select Checking provide automatic reimbursement of non-PNC Bank ATM fees. For Free Checking and Virtual Wallet: PNC Bank charges apply for use of another financial institution's or ATM operator's ATMs. Additionally, other financial institutions and/or ATM operators may charge for using their ATMs. PNC Bank will reimburse these fees at the end of each statement period if the average monthly balance in the Free Checking account or Virtual Wallet (combined Spend and Reserve), is at least $2,000. Fees for savings or money market transactions will not be reimbursed, regardless of account balance.