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Note: $129 total bonus value does not take into account $50 referral bonus.

Terms:

Interest earning checking accounts have an Annual Percentage Yield (APY) of 0.10%. The rate may change after the account is opened. APY is accurate as of 4/17/11. Fees could reduce earnings. Customers with a current checking account, or who transfer funds from an existing WesBanco deposit account, are not eligible for the bonus. The minimum balance to open an account and receive the bonus is $50. Account opening: $50 Bonus will be credited to the account 90 days from the day the account was opened. Debit card purchases: Within 90 days of account opening you must conduct 30 debit card transactions to receive the $50 bonus. Direct deposit: Within 90 days of account opening there must be two recurring deposits of at least $100 to receive the $29 bonus. Refer a friend: $50 bonus will be credited to the account after the referred friend opens a checking account. May not be used in combination with other offers, are subject to change without notice and limited to one per customer. Customers that have received a new account opening or debit card usage bonus on any previous WesBanco checking account are not eligible for this offer. Employees are not eligible for bonus. Offer valid through July 1, 2011. WesBanco Bank, Inc. is a Member FDIC.