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Terms:


Offer available only to residents in the following states: ME, VT, NH, CT, RI, MA, NY, NJ, PA, WV, MD, DE, District of Columbia.

In order to qualify for the $150 cash bonus, you need to: (1) open a new Sovereign Premier Checking account by November 12, 2010, with a minimum opening deposit of $100; (2) open a new Sovereign Premier Money Market Savings account by November 12, 2010 with a minimum opening deposit of $100 or already have a Sovereign Premier Money Market Savings account; (3) enroll in Online Banking at account opening; and (4) request a Sovereign Debit Card ("Debit Card") and make 5 Debit Card purchases within 60 days of account opening or set up and receive a direct deposit within the same period. When you qualify, you will receive a credit of $150 to your checking account within 75 days after you open your account. One $150 credit per customer. Checking accounts must be open to receive bonus. Annual Percentage Yield (APY) examples: APY of 0.01% for Sovereign Premier Checking on balances less than $15,000, and 0.10% on balances of $15,000 or more; APY of 0.25% for Sovereign Premier Money Market Savings on balances less than $10,000, 0.45% on balances of $10,000 to $24,999, 0.50% on balances of $25,000 to $49,999, 0.55% on balances of $50,000 to $74,999, and 0.60% on balances of $75,000 or more. APYs are valid for new accounts only, are effective as of September 1, 2010 and are subject to change thereafter and after account opening. Fees may reduce earnings. The amount of the bonus credited to your account will be reported to the IRS as interest on your Form 1099-INT for the year in which the bonus is paid. Current personal checking customers or anyone who has had a personal checking account with Sovereign Bank or any of its divisions in the last 6 months are not eligible for this offer. Cannot be combined with other personal checking offers.