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Terms:

Reward offers are available to new Susquehanna Bank households/customers who open a new personal checking account between December 1 and December 31, 2010. Requirements for each of the rewards below must be completed by February 15, 2011.

Visa® Check Card Reward — $50: Requires three signature-based Visa Check Card transactions.

Internet Banker with Bill Payment Reward — $50: Requires enrollment in Internet Banker with Bill Payment and payment of two bills of at least $25 each.

Direct Deposit Reward—$50: Establish a qualified Direct Deposit transaction of $100 or more. A qualifying Direct Deposit or ACH can be any regular transaction made by an employer, outside agency or business with an occurrence of at least monthly. Transfers between accounts, interest deposits or deposits from a Susquehanna office or ATM do not qualify.

Households are limited to one reward for each of the three offers. All rewards can be issued separately and will be paid in the form of a deposit to your Susquehanna Bank checking account on the 15th day of the month following the month you have completed the required transactions. Deposit(s) will appear on your statement as “Acct Premium MISC Income.

Checking accounts are subject to approval and customers with existing personal Susquehanna checking accounts or checking accounts closed within the last 90 days are not eligible. Not valid with other offers, is non-transferable, is for a limited time and may be withdrawn, modified or subject to change at any time.