TCF Bank is currently having a promotion where you can earn up to $150 in sign-up bonuses, plus another $150 in referral bonuses. It's an easy $150 even without the referrals. Valid in AZ only.

To receive the full $150, you must fulfill three requirements by Sept. 30, 2008: direct deposit, bill payment, and automatic transfer from a TCF checking account to TCF savings account. You can receive up to another $150 for up to three referrals. The details are below.

Receive $50 FREE for each:

* Direct Deposit - To qualify for $50, the checking account must have a direct deposit of $25 or more from a third part source that must post to the account by September 20, 2008.
* Direct Payment - To qualify for $50, a direct payment from a third party source must post to the account by September 30, 2008.
* Automatic Transfer - To qualify for $50, an automatic transfer of $25 or more from a TCF checking account to a TCF savings account must post by September 30, 2008.
* Referral (up to 3) - New referral accounts must be opened by September 30, 2008 and the new customer must present a completed Tell-A-Friend form in order to receive the award.

** Cannot be combined with any other promotion. TCF reserves the right to cancel or modify this promotion at any time. Please allow 4 weeks from when new service was established for the processing of the awards. Cash awards will be deposited directly into the designated TCF checking account. Checking account must meet all transactional requirements to earn awards. Valid only in Arizona. Customer is responsible for all applicable taxes. www.tcfbank.com


The TCF Bank AZ branch locations are:

TCF Cooper & Ray
1990 E Ray Road
Chandler, AZ 85225
602-716-8965

TCF 60 & Greenfield
4330 East Juanita Ave
Mesa, AZ 85206
602-716-8945

TCF Stapley & McKellips
1148 E Mckellips
Mesa, AZ 85203
602-716-8935

TCF 75th & Cactus
7570 W Cactus Rd
Peoria, AZ 85381
602-716-8955

TCF 35th & Southern
6020 S 35th Ave
Phoenix, AZ 85041
602-716-8985

TCF Tempe Marketplace
11 S McClintock Dr
Tempe, AZ 85281
602-716-8975

Some comments I have from setting up my own account: Decline checks. They will charge you to print and ship them, so make sure to tell them NO checks when signing up for the account. Also, this bank is open until at 7pm on weekdays, so there is plenty of time to set up an account after work!

For the three requirements, I set up direct deposit of $25 at work, I paid my Cox bill online using my checking account, and I transferred $25 from my savings account to the checking account (It's easiest to set up the transfer at the time of signing up for the account). Since there is no minimum time that the accounts must be open, I will close both accounts once I receive all my bonus money.

When opening up your account make sure and get several tell-a-friend forms if you plan on getting the referral bonus.