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Note: You can exchange 20,000 Thank You points for two $100 gift cards (see more details here).

Terms:

To qualify for 20,000 ThankYou Points, make a minimum deposit of $25,000 by 10/31/10 in funds not currently held at Citibank or its affiliates into a new or existing Citibank® Savings Plus Account linked to a qualifying checking account, enroll the checking account in Citi® ThankYou Rewards Network, and then complete at least 1 direct deposit to, or at least 2 electronic bill payments from, or 5 or more debit card purchases from the linked checking account each month for 3 consecutive months. Electronic bill payments are those you make using Citibank® Online, Citi MobileSM or CitiPhone Banking®, excluding transfer payments made to accounts with Citibank or its affiliates. You must begin performing the qualifying account activities (e.g., direct deposit) within 60 days of satisfying the minimum promotional deposit requirement described above.

For a Citibank Savings Plus Account opened online via www.citibank.com, the Annual Percentage Yield (APY) as of 9/21/2010 is: a balance under $9,999.99 earns 0.25% APY, a balance of $10,000 to $24,999.99 earns a 0.40% APY, and a balance of $25,000 or more earns a 0.70% APY. Rates are variable and may change without notice. $100 minimum opening deposit required. Fees may reduce account earnings. Deposits are subject to Citibank's standard funds availability schedule. Interest rates for accounts opened at a Citibank branch may differ.

Offer may be modified or withdrawn at any time without notice, expires 10/17/2010, is not transferable and cannot be combined with any other offer. Limit of one of each offer per customer. Checking account enrollment in Citi® ThankYou Rewards limited to citizens and resident aliens of the U.S. with a valid U.S. taxpayer identification number. Customer is responsible for any taxes. Points will be awarded within 90 days of satisfaction of all offer terms if both accounts are open and in good standing at the time the Points are credited.