bonus states=IA IL WI
in branch=no


LINK

Terms:

Switch to American Trust. You'll enjoy simply better banking, plus a free Garmin GPS. You'll enjoy Points2U Rewards Debit and Credit Cards with no annual fee and 0% APR for six months on purchases and balance transfers. Call or stop in today!

Limited time offer. Gift available at account opening. No minimum balance requirement. $100 minimum opening deposit. Recurring direct deposit required within 60 days to avoid $150 gift fee. Accounts closed within 12 months subject to $150 gift fee. See a Personal Banker for qualifying services. IRS 1099 issued. **Credit cards are subject to credit approval. Finance charges are assessed on cash advances from the date they are posted. Annual percentage rate is variable and subject to change quarterly and is determined by adding 5% to the NY Prime Rate as published in the Wall Street Journal. Method of computing is based on two-cycle average daily balance. $15 charged for late payment and/or over credit limit. See application for details. Annual fee for combined Points2U Rewards Credit Card and Debit Card is $30 after the first year. Cards must be used at least 4 times per month. Accounts closed within 12 months charged $150 gift fee.