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Note: You can exchange 50 of 65 points (that you can earn during the first year, see below) for a $50 Amazon.com gift card.

Terms:

1) 20 Karma Points
Once your Chase +1 card is activated, you will receive 20 Karma Points after you make your first purchase with the card.

Karma Points will be posted at ChasePlus1.com. Please allow 6 to 8 weeks after each activity for which you will earn Karma Points for the points to post. In order to earn and redeem Karma Points through the Program, you must be a Chase +1 cardmember, activate your credit card, and register your Account. If you do not register your card prior to earning Karma Points, the Karma Points earned will be forfeited unless you subsequently register your Account within six months of the date the Karma Points were earned. See the Chase +1 Student Credit Card Program Rules and Regulations for complete details.


2) 5 Karma Points
After your Chase +1 card is registered at ChasePlus1.com, you have the opportunity to earn 5 Karma Points when you take and pass the Credit Essentials Quiz.


3) 24 Karma Points per year
Pay your bill on time (2 Karma Points every month)
You will receive 2 Karma Points each time you pay your bill on time.


4) 16 Karma Points per year
Pay your bill on time for six months in a row (8 additional Karma Points)2
If you pay your bill on time for six months in a row you will receive 8 additional Karma Points.