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Terms:

Get a $150 Cashback Bonus when you spend a total of $1000 in purchases within 3 months of being approved. Rewards are added to your Cashback Bonus account at the end of each billing period. The promotional award is in addition to the Cashback Bonus earned on all purchases.

From October through December, cardmembers can sign up to earn 5% Cashback Bonus on up to $300 in purchases at department stores, clothing stores and restaurants.

0% Intro Purchase APR for 6 months
0% Intro Balance Transfer APR for 6 months

Annual Percentage Rate (APR) For Purchases; 0% intro APR for 6 months from date of account opening. After the intro APR expires, your APR will be 10.99% to 20.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

APR for Balance Transfers: 0% intro APR for 6 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2012. After the intro APR expires, your APR will be 10.99% to 20.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

Balance Transfer Fee: Intro fee of 3% of the amount of each transfer for transfers that post to your account by 6/10/2012 with the 0% intro APR balance transfer offer described above. After that, either $10 or 5% of the amount of each transfer, whichever is greater.