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Terms:

Exclusive Bed Bath & Beyond MasterCard Benefits:

* 5% back in rewards - get 5 Reward Points for every $1 spent at Bed Bath & Beyond, buybuy BABY®, Christmas Tree Shops®, Harmon® and Harmon® Face Values .
* 1% back in rewards - that's 1 Reward Point for every $1 spent everywhere else MasterCard is accepted1 .
* For every 1,000 reward points earned, you automatically receive a $10 Bed Bath & Beyond Reward Card1 .
* Earn a $10 Bed Bath & Beyond Reward Card with your first purchase - that's equal to 1,000 Reward Points as a welcome bonus for you .
* Receive a coupon for $25 off a purchase of $100 or more delivered with your new Bed Bath & Beyond MasterCard .


# Bed Bath & Beyond MasterCard Reward Program: Bed Bath & Beyond MasterCard cardmembers will receive five (5) Reward Points for every dollar ($1) of Net "Purchases" made at Bed Bath & Beyond, buybuy BABY, Christmas Tree Shops, Harmon and Harmon Face Values, and one (1) Reward Point for every dollar ($1) of Net "Purchases" made everywhere else MasterCard is accepted and charged to a Bed Bath & Beyond MasterCard Account. Reward Points will not be awarded for net purchases during a statement period if the Account is not open and current on the statement date. Reward Points will not be awarded for balance transfers, cash advances, other Account advances and other non-purchase transactions as defined in the Cardmember Agreement. Reward Points will be awarded to the primary Cardmember but may be redeemed by any Cardmember on the Account. For every 1,000 Reward Points earned the cardmember will automatically be mailed a $10 Bed Bath & Beyond Reward Card to use at any Bed Bath & Beyond, buybuy BABY, Christmas Tree Shops, Harmon and Harmon Face Values location or online at bedbathandbeyond.com and buybuybaby.com. Reward Points expire in five (5) years from when they are earned. Complete terms and conditions for the Bed Bath & Beyond Reward Program, including rules regarding net purchases, the redemption, expiration, loss or cancellation of Reward Points, awards, award thresholds, eligibility, or participation, and U.S. Bank's right to amend or terminate the Program are set forth in the Bed Bath & Beyond Reward Program rules which will be provided to Bed Bath & Beyond MasterCard cardmembers.


# The Bed Bath & Beyond MasterCard Card Enrollment Bonus points will be awarded when you are approved for and use your new Bed Bath & Beyond MasterCard for the first time. One-time Enrollment Bonus points will only be awarded to new Bed Bath & Beyond MasterCard accounts. Existing accounts do not qualify.


# Coupon will be delivered with your Bed Bath & Beyond MasterCard on your card carrier. The entire purchase must be charged to your Bed Bath & Beyond MasterCard in order to receive the discount. Bed Bath & Beyond is solely responsible for awarding the discount, and for the terms and conditions of the discount and any future changes.